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A

A

Aadhaar, 123

Aakash Tablet, 24

ABB Robotics, 48, 175

Acharya, Kiran, 225, 226

Adidas, 105

Adobe, 26, 30

ageing problems, 204–205

AI
based conversations and assistance, 52
based image generation engine, 57
based tools, 39, 53, 58, 59, 61–62, 63, 79, 81, 90, 108, 120–121, 120–123, 148, 158
conceptualisation, 24
in customer engagements, 21
in cybersecurity, 40, 90, 108, 122, 123, 147, 158, 181, 185–187, 196, 212, 214, 235
definition, 43
deployment considerations, 232
generated videos and images, 60–61
governance of, 82
implications of, 82–86
led preventive maintenance products, 143–144
led solutions, 22
led trading platform, 121
measure of ROI in, 237
offerings, 58
with predictive analytics, integration of, 41–42
renewed interest in, 51–52
research, 47–48
strategy, 234–236
supply chain optimisation, 144
use, 68–69
wars, 59
winter, 47–51

Airbnb, 36, 85, 225

Airbus, 146

Alexander the Great, 3, 17

Alibaba, 119, 122

ALICE (Artificial Linguistic Internet Computer Entity), 50

AliveCor, 167

AlphaGo Zero, 53

Altman, Sam, 56, 63

Amazon, 16, 19, 21, 30, 31, 34, 51, 85, 100, 101, 102, 107, 221, 224
Comprehend Medical solutions, 207
Echo, 104
Web Services, 30, 31, 33, 56, 166–167

Ambedkar, B.R., 5

AMD, 142

American Airlines, 106

American Express, 123

Amex Bot, 120

Android technology, 142

Ant Group, 122

anti-Semitism, 6

Apostles of Jesus Christ, 17

Apple, 16, 19, 20–21, 23, 31, 49, 52, 221
HomePod, 104
iPhone, 142

application programming interface (API), 35

Arkwright, Richard, 11

Arm, 142

The Artifice Girl, 198

artificial general intelligence (AGI), 53–54, 56, 64–65, 218, 225, 230–231, 233–234

artificial narrow intelligence (ANI), 53, 54

artificial neural network, 44

artificial super intelligence (ASI), 54, 218, 225, 230

Aryan supremacy, 6

ASEA Brown Boveri, 144

Ashoka, Emperor, 5, 17

Asian Development Bank (ADB), 77

asset or equipment twin, 183

The A to Z of Computers, 207

Audi, 104

Augustus, Emperor, 3

Autodesk, 26

Automated Optical Inspection system, 144

automated teller machines (ATMs), 56

automation, 45, 48, 66, 178, 224, 226
business process, 46
combination of AI and, 51–52
combination with AI, 55–56
combined with AI, 179–180
connected, 184–185
cybersecurity protection and, 185–187
digitally native manufacturing, 189–191
future of industrial, 180–181
industrial, 191–194
in manufacturing, 179
MSMEs, 194–196
programmable logic computers and, 48
3 Ps, 181–182
robotic process automation (RPA), 46, 48
in workplaces, 28–30

Autonomous, Connected, Electric and Shared Mobility (ACES), 210–211

autonomous manufacturing, 179

B

Bajaj Auto, 145–146

Bajaj FinServ, 121, 224

Bajaj General Insurance, 225–226

Banking, Insurance & Financial Services Industry (BFSI), 76–77, 117–133, 224
adoption of digital technology, 119
AI-led customer touchpoints and servicing, 134–136
AI-led fraud detection system, 123
AI-led Robo Advisory system, 122
AI-powered credit risk assessment, 121
AI-powered micro-lending platform, 122
Banking 3.0 framing, 121
creation of formal financial intermediaries, 117
digital identities and financial sovereignty, 125
evolution, 117–120
future of AI in, 120–126
implementation of DeFi, 124
integrated view of financial scenarios, 125
intelligent robot advisors, 122
investment banking, 118
life insurance and property insurance, 117–118
online banking, 118–119
predictive financial health monitoring, 125
private and national banking systems, 118
public banking, 117
quantum computing, 125
regulatory changes, 119
talent landscape for AI era, 126, 127–133

barter system, 117

Bed Bath & Beyond, 84

Bengio, Yoshua, 53

Bethlehem Steel, 18

Bhagavad Gita, 3, 8

Big Tech, 65, 66

biometrics, 107

BlackBerry, 20
Motion, 142

Blockbuster, 19

blockchain technology, 107

Blue Yonder, 167

BMW, 104, 143, 145

Bochasanwasi Akshar Purushottam Swaminarayan Sanstha Swaminarayan temple, 211

Boden, Margaret, 52

Bolivar’s vision of self-rule, 4

Bonaparte, Napoleon, 4

Booking.com, 225

Borders, 19

Bosch, 145, 224

BostonGene, 166

Boulton, Matthew, 11

Boulton & Watt (United Kingdom), 141

Brin, Sergey, 16

bring your own device (BYOD), 32–33

Britannia, 105

Broadcom, 142

Brockman, Greg, 56

Buddha, Gautama, 4–5
eightfold path to enlightenment, 9

Buddhism, 5, 17

business process automation, 46

C

Caesar, Emperor Julius, 2–3

career management, 223

CarisMPI, 166

Carnegie, Andrew, 13–14

Carnegie Steel, 14

Catholics, 4

change management, 24

chatbots, 120–121

Christ, Jesus, 8

Christianity, 3, 4, 8, 17

cloud-based services, 22

cloud computing and data analytics, 32, 34–35
transformative impact on enterprises, 36–37

Cognizant, 165

Co-Intelligence—Living and Working with AI (Mollick), 233

Cold War, 15

collaborative robots (cobots), 147

Communist ideology, 6

community kitchens, 9

computers and digital transformation, 25–28
automation in workplaces, 28–30

Computing Machinery and Intelligence, 44

Confucius, 4

Constantine, Emperor, 3

consumer-focused companies, 34

consumerisation of IT, 32

contract manufacturing, 192

conversational AI, 104

Cook, Tim, 23

Covid-19 pandemic, 35, 38, 40, 59, 68, 158, 184
vaccines, 61, 165

craftsmanship, 10

credit system in India, 123–124

Cultural Revolution, 6–7

customer relationship management (CRM) systems, 78

customer service functions, 78

cybersecurity, 40, 90, 108, 122, 123, 147, 158, 181, 185–187, 196, 212, 214, 235

练习题

Which option best matches the idea of AI as presented by the section's knowledge points?

A. A system that only stores digital files without processing them
B. A field concerned with creating systems that perform tasks associated with human intelligence
C. A device used only for internet connectivity
D. A method for replacing all business strategy with manual rules

Which of the following is the clearest example of AI application in the BFSI sector?

A. Barter exchange without formal intermediaries
B. AI-powered credit risk assessment for lending decisions
C. Handwritten ledgers with no digital identity
D. Mechanical cash counting with no data usage

Which statement correctly distinguishes , , and ?

A. is specialized for narrow tasks, refers to broad human-like intelligence, and surpasses human intelligence
B. surpasses humans, is weaker than calculators, and is only used in banking
C. and are identical, while means automation only
D. refers only to chatbots, while refers only to robotics

Which of the following are valid AI application areas mentioned or implied in the section? Select all that apply.

A. Customer engagement
B. Cybersecurity
C. Preventive maintenance
D. Supply chain optimisation
E. Elimination of all governance needs

An AI winter refers to a period of reduced enthusiasm, funding, or progress in AI research.

AI governance and AI strategy are unrelated topics because governance deals only with hardware and strategy deals only with finance.

Business process automation and robotic process automation are connected ideas within the broader theme of automation.

The integration of AI with forecasting patterns and future-oriented data use is captured by the term ___ .

Explain why AI governance is important when organisations deploy AI systems.

How does the shift from the barter system to modern BFSI illustrate digital transformation in finance?

A chatbot used by a bank for customer servicing is an example that connects conversational AI with BFSI transformation.

Which lesson from prior business cases such as Nokia or BlackBerry best connects to the current section's theme of computers and digital transformation?

A. Firms can ignore technological shifts if they once led the market
B. Digital transformation is unnecessary when a company has strong brand loyalty
C. Failure to adapt to digital and technological change can contribute to business decline
D. Consumer devices never affect enterprise strategy

A manufacturing firm wants to reduce machine downtime by using AI to analyse equipment data and schedule service before failure. Which prior case best matches this application of in industrial automation?

A.
B.
C.
D.

Which of the following prior cases are most directly related to the current idea of using AI for manufacturing optimisation, such as preventive maintenance, smart factories, or production analytics? Select all that apply.

A.
B.
C.
D.
E.

The business lesson from cases such as , , and supports the current idea that organisations need an AI and digital strategy, because failing to adapt to technological change can weaken competitive position.

Using AI to forecast equipment failure before it happens is commonly called ___, a concept illustrated by and connected to current topics in automation and AI applications.

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